“After witnessing a family member deal with cancer and the substantial debt his family incurred, I realized it could affect anyone…Karen and I signed up for the $50,000… cancer benefit…just four months later, I was diagnosed with prostate cancer…a check was issued to me in the amount of $50,000!  I learned it is not so easy to save $50,000, but it is very easy to spend $30,000, particularly when dealing with cancer.  I was very pleased to see a company that did what they said they were going to do.”

John Nemesh, Client

    "In 2012, my wife and I became aware of the lump sum cancer benefit and felt it would be a good fit for protecting our family…As a financial planner, I am aware that one of the biggest reasons for bankruptcy is dealing with a catastrophic illness and the indirect costs…In the summer of 2017 I was diagnosed with a malignant melanoma…we received our full $30,000 benefit…I can’t tell you what a relief it was to know that we would be able to cover any costs associated with treatment not covered by major medical without using our savings or credit cards…It allowed us to focus on what was important at the time."

Michael Brent Gordon, client

“In 2010 my wife Sheila and I took out $50,000…policies for cancer and heart. Eighteen months after…Sheila at age 53, was diagnosed with breast cancer. …there is no history of breast cancer in her immediate family…we received a cashier’s check for $50,0000. It is challenging enough dealing with cancer without adding the financial complications that come along with it.”

Art Rodriguez, client

“In 2018, at age 51, with no family history of heart disease, I had a massive heart attack. My major medical premiums are $1,800 a month with a $13,000 deductible. The $50,000…benefit allowed me to pay the entire deductible and all other miscellaneous charges associated with my heart attack. Better to have this coverage and not need it, then to need it and not have it.”

Art Rodriguez, client

“In February of 2017…I took advantage of the opportunity to add a lump sum heart and stroke policy to my existing cancer coverage. On January 11, 2019, I suffered a major heart attack…As the reality of a heart attack, major surgery, and an extended hospital/rehabilitation stay had begun to sink in, I was certainly glad that I took out the heart attack policy when I did…Outside of Medicare, I had no additional health insurance…the thought of daily and additional miscellaneous bills piling up was very frightening…Because of this coverage, I could stop worrying…and focus on my recovery.”

Mary Smith, client

“…I knew if I ever had to deal with cancer that Medicare would pay for treatment expenses but wouldn’t cover the out of pocket costs…

…I elected to purchase a $100,000 benefit. I appreciated the peace of mind knowing that I would have the policy benefit paid directly to me to use as needed.

…a small tumor was noted in my breast. A biopsy revealed that it was stage one breast cancer…I began my claim process shortly after getting my cancer diagnosis. I was notified…my $100,000 benefit check would be arriving in the mail.

…I’m certainly thankful that I purchased the lump sum cancer policy when I did…”

Mary Balzano, client